Regentsmead has a policy regarding privacy of data and disclosures which is available for inspection on application to them at the registered office.

Our policy is:-

1. We will only process data where the processing is necessary for the performance of contract where the individual concerned is one of the parties to the contract.
2. The processing is necessary for the pursuit of the legitimate interests of this company or if their party to whom the data is disclosed.
3. Individuals will be made aware of the purposes that the data will be processed for, for example maintaining a rent roll or a list of applications for credit.
4. We will make available to individuals their data on payment of the appropriate processing fee (currently £10).

1. Are you a principle lender?

Yes, we are lending our own funds.

2. How quickly can I get a decision?

Often an 'in principle' decision can be given in a few minutes.

3. How quickly can a formal offer letter be issued?

Within 24 hours of an approval being given.

4. How quickly can funds be advanced?

If the borrower's solicitor has the relevant documentation to hand, within 2/3 working days of an offer letter being accepted. The average time is 2 weeks.

5. For development loans what percentage of the site purchase and construction costs can you advance?

We can usually lend 100% of the construction costs and the percentage we lend towards a purchase is agreed individually on each facility.

6. Will you lend more on a joint venture basis?

Yes, with additional security we will consider this.

7. Do you consider any other types of lending?

Development financing is our speciality and we also fund conversions and refurbishments. We will also consider residential bridging.

8. What are the costs involved?

There is nothing payable until our formal offer letter is issued. At the time of acceptance the commitment fee is payable which is typically 2% of the agreed facility. A fixed interest rate will be agreed individually with each borrower and interest is only payable on sums drawn down for the period they are borrowed. There are surveyors and solicitors fees, the level of which depend on the size and complexity of the project. Redemption fees to be agreed individually on each facility.

9. What are the main benefits of borrowing from you rather than a high street bank?

We offer a quick, efficient and very personal service. You can expect to receive immediate attention and we can put you in a position to bid for sites knowing the capital will be immediately available. We know the market well as we are funding many projects; we will quite possibly be lending in your area already. We want to build up a long term relationship to enable your business to grow steadily. Our borrowers regularly return to finance successive developments.

10. How long has Regentsmead been established?

Regentsmead originated in 1934 - we have always been involved with property and finance in some form since we were established and lend property development loans.